Better banking benefits

Whether you are preparing for the unexpected, planning a luxurious holiday trip or just need an account for your larger purchases, your FNB Credit Card can assist with all of this and more.

Tell me more

Complimentary Global Travel Insurance

Travel with peace of mind no matter where you go in the world.

This insurance is available to

FNB Debit, Fusion or Credit Card eBucks holders below the age of 75 who are residents of any of these countries: South Africa, Lesotho, Namibia and eSwatini. If you are over 74, FNB provides a specific insurance to suit your needs.

Covered for international travel

Stay covered when you travel internationally departing from South Africa, Lesotho, Namibia or eSwatini and returning to South Africa, Lesotho, Namibia or eSwatini.

Purchase your tickets to qualify

Buy your international and return air travel ticket(s) prior to departure with a qualifying FNB card to qualify for the travel insurance. Travel on a one-way ticket or for emigration is excluded from the travel insurance benefit.

Global emergency assistance

For emergency assistance while travelling, contact Medical Services Organisation (MSO) on: +27 11 521 4575 ('Reverse-charge' your call using this number).

Schedule of benefits

A detailed breakdown of all the medical expenses and related items that are included in the Global Travel Insurance schedule of benefits.

Activate your cover

You will require a policy number to claim. Activate your cover before departure here www.tic.co.za/fnb.

View travel insurance policy

Access exclusive FNB partner deals

Whether you are an avid gamer, technology enthusiast or enjoy a great game of golf, there's something special for everyone when you shop using your FNB Credit Card.

Incredible offers

Get competitive interest rates when you shop selected Apple devices, golf clubs, bicycles and PlayStation consoles at our partners Cycle Lab, iStore, The Pro Shop and KOODOO.CO.ZA.

How to get it

Auto payment solution

Pay your credit card account automatically and conveniently on time.

Flexible payments

Pay either the full outstanding balance including your budget instalment or the minimum monthly amount (5% of your outstanding balance).

Manage on the go

Maintain your auto payments using the app under Credit Card Account > Account Options> Maintain auto payments.

Save money and time

Pay no transactional fees except for cash withdrawals, fuel and casino transactions and EFTs.

How it works

Debt protection cover

Get covered for free with Automatic Debt Protection

Automatic Debt Protection covers the outstanding debt on your credit card up to a specified amount in the event of death or permanent disability.

Top up with extra cover

The Top Up Debt Protection Plan covers the full outstanding credit card debt in the event of death or disability including minimum instalments up to 12 months in the event of temporary disability and unemployment/inability to earn an income.

How it works

Move your medical expenses to your budget

Unplanned medical costs can be stressful and costly. We can help by moving your medical expenses to your budget facility at a competitive interest rate.

How to do it

  1. Swipe/tap your FNB card for a qualifying medical transaction
  2. We'll message you with a budget plan offer
  3. Reply to move it to budget and your limit will be moved to budget over 6 months

Qualifying medical transactions

Any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.

View exclusions

Move your medical expenses to your budget

Unplanned medical costs can be stressful and costly. We can help by moving your medical expenses to your budget facility at a competitive interest rate.

How to do it

  1. Swipe/tap your FNB card for a qualifying medical transaction
  2. We'll message you with a budget plan offer
  3. Reply to move it to budget and your limit will be moved to budget over 6 months

Qualifying medical transactions

Any GP visits, in-hospital transactions (surgery or casualties) or selected specialist transactions.

View exclusions

How to qualify for complimentary Global Travel Insurance

Automatic cover (up to the age of 74, not yet 75)

Buy your return travel ticket(s) with a qualifying FNB Debit, FNB Fusion or Credit Card or eBucks.

Global Travel Insurance is available to FNB Debit, FNB Fusion or Credit Card holders, below the age of 74 and credit card holders, who have not yet turned 75 who are residents of any of the below countries: South Africa, Lesotho, Namibia, and eSwatini. If you are over 74, FNB provides a special type of insurance to suit your needs.

Contact the Global Travel Insurance Helpdesk on 086 1490 100 for more information.

Please note

Ensure that you travel with your Global Travel Insurance Policy and Schedule of benefits.